These Terms and Conditions govern your use of this website platform services content and community. By accessing or using this website you agree to be bound by these Terms and Conditions. If you do not agree you must discontinue use of the website and services immediately.

Use of the Website

This website and all related platforms communities content resources courses materials and communications are provided for educational and informational purposes only. Nothing on this website constitutes professional financial legal medical or business advice.

You understand and agree that you are solely responsible for how you use the information provided. Any actions you take based on the content are done at your own risk.

Educational Purpose Only

All content resources downloads templates tools discussions coaching sessions community posts and materials available on this platform are intended strictly for educational purposes. They are designed to share general knowledge experiences and insights and are not guarantees of results outcomes or success.

No promises representations or warranties are made regarding earnings financial outcomes business growth or personal results.

No Liability

To the fullest extent permitted by law the website owner creators contributors partners and affiliates shall not be held responsible for any direct indirect incidental consequential or financial loss damages or harm arising from the use or misuse of the information resources services or community provided.

This includes but is not limited to financial loss business interruption loss of data reputational damage or personal decisions made based on the content.

You acknowledge that you use the website and its resources entirely at your own discretion and risk.

User Responsibilities and Lawful Use

You agree to use the website platform community and all provided knowledge in compliance with all applicable local national and international laws and regulations.

You must not use the information resources or access provided for illegal harmful fraudulent deceptive unethical or malicious activities. This includes but is not limited to hacking scams exploitation abuse or any activity that violates the rights of others.

Any misuse of the platform or community may result in immediate termination of access without refund.

Community Conduct

If the platform includes a community forum group or interactive space you agree to behave respectfully and professionally. Harassment abuse discrimination spamming promotion of illegal activities or sharing of harmful content is strictly prohibited.

The website owner reserves the right to remove content suspend accounts or restrict access at their sole discretion to protect the integrity of the community.

Intellectual Property

All content on this website including text graphics logos designs videos courses downloads and materials is the intellectual property of the website owner unless otherwise stated.

You may not copy reproduce distribute sell modify or republish any content without prior written permission.

Users are strictly prohibited from recording copying reproducing sharing reselling or redistributing any content materials or discussions from the platform or community in any form without prior written permission.

Payments and Subscriptions

If the website offers paid subscriptions products or services you agree that all payments are final unless otherwise stated. Access may be revoked if these Terms and Conditions are violated.

Pricing subscription terms and access levels may change at any time without prior notice.

Refunds

There are no refunds as the nature of the product is digital and direct access, we prevent users from subscribing, stealing the content and cancel their subscription.

Third Party Services

This website may integrate or link to third party tools services platforms or websites. We are not responsible for their content functionality availability or practices. Use of third party services is at your own risk.

Termination

We reserve the right to suspend or terminate access to the website platform services or community at any time without notice if these Terms and Conditions are violated or if continued access may cause harm to the platform or others.

Changes to These Terms

We may update or modify these Terms and Conditions at any time. Updates will be posted on this page with a revised date. Continued use of the website constitutes acceptance of the updated terms.

Affiliate and Referral links

Some of the resources or recommendations featured on the Platform may include affiliate or referral links. This means Filiato may earn a commission if users click on such links and make a purchase or sign up on the linked site. 

Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with the laws applicable in your jurisdiction unless otherwise required by law.